Creating Canadian Payments Association CPA-005 1464 byte files for Electric Funds Transfers (EFT) ACH Universal supports the CPA Standard 005 format, which is accepted by all major Canadian banks. Please note that this format differs from US-based NACHA (ACH) formats. ACH Universal™ helps you create EFT files for: Direct deposit for employees Collections from customers Payments to vendors Canadian vs US processes Unless noted otherwise, all processes are the same for the two formats.

Please follow the same instructions and videos as the NACHA format. All major functions of ACH Universal that are used to create US-based files, are also available to create Canadian based files. This includes: --Excel and csv file import, and profile-based import --QuickBooks integration --Email notification --Security features including encryption, web and/or SSH transmission and SQL Server support --Automation - Software Integration Kit Notes: --The CPA005 standard is a one account standard, therefore our multiple origination account format is not applicable. --The CPA005 does not include a checking / savings account indicator. Therefore, you do not need to map / include this field. --The CPA005 does not support EDI (ACH-CTX). --The routing number in Canada must appear as a 9-digit number in ACH Universal.

Nov 30, 2011 - Releasing a File. Post-Delivery Tasks. Payment Statuses. Correction Requests. ELECTRONIC FUNDS TRANSFER – USER GUIDE. In your Web browser, navigate to the Online Banking for Business website, www21.bmo.com. Double-click the file attachment, for example token1.sdtid.

Download Free Allen Carr Easyway To Control Alcohol Free Pdf. If the Institution is only a 3-digit number, you'll add a leading zero. Example: When to use this format. Please use the CPA-005 if: --Your bank is a Canadian bank and --You are originating transactions from that bank - and the other party (ie. Customer, employee, vendor) has a Canadian bank account. Do not use this format.

Do not use this format for cross-border transactions. For example, if you bank with a US bank - and the other party (ie. Customer, employee, vendor) has a Canadian bank account, do not use this format. Instead, please use the NACHA (ACH) format, with an International (IAT) Standard Exchange Class. Banks Supported banks: Royal Bank of Canada (RBC) Toronto Dominion (TD) HSBC Scotiabank Bank of Montreal (BMO) and all other Canadian Banks accepting the CPA 005 1464 byte file format For additional reference, The Canadian Payments Association standard CPA-005 is located at: Ready to get started? See our setup page.